Flexible Financing for Projects You’ll Love
Explore your options for building, remodeling, or refreshing your space—without the stress.
At Combs Design & Build, we believe great construction shouldn’t be delayed by complicated financing. That’s why we’ve partnered with Acorn Finance to offer fast, flexible personal loan options for home projects of all sizes.
We also encourage homeowners to explore 0% interest credit card promotions—a popular, do-it-yourself option for smaller projects or short-term financing needs. Both paths can help you move forward with confidence.
General Financing FAQs
What financing options do you offer?
We’ve partnered with Acorn Finance to provide fast, simple personal loan options for home projects of all sizes. You can explore offers from multiple lenders—without affecting your credit score—right here on our site.
👇 Scroll down to learn more and get started.
Can I use a 0% interest credit card?
Yes, many of our clients choose to fund part of their project with a new credit card offering a 0% promotional rate for 12–18 months. This can be a great short-term option for smaller scopes or to bridge gaps in longer-term financing.
We'll include a few trusted card offers you can explore below.
Do you offer in-house financing?
Yes, in select cases.
We offer in-house financing for homeowners who are preparing to sell and need to complete pre-listing upgrades or home inspection repairs. Payment for this type of project is due at settlement, and approval is handled case-by-case.
If you're a seller or agent interested in this option, please fill out our request form and we’ll reach out to discuss eligibility.
How do I apply for financing?
For loans through Acorn Finance, you can check rates and get pre-qualified in under 60 seconds—right from our site. There’s no impact to your credit score to explore your options.
For credit card financing, we recommend applying directly through the issuer’s secure application form.
Can I use my own lender or home equity loan?
Absolutely. If you already have a lender you like—or you’re planning to use a HELOC or home equity loan—we’ll coordinate with your timeline and provide the documentation you need to move forward.
With Acorn Finance, you can:
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Get matched with multiple lenders
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Check rates without affecting your credit
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Pre-qualify in less than 60 seconds
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Borrow up to $100,000 for home improvements
Acorn Financing FAQs
How do I apply with Combs Design & Build through Acorn Finance?
Click this link to apply with us!
Who is Acorn Finance
Acorn Finance is a lending marketplace where the nation’s premier online consumer lenders pre-qualify customers for personalized loan options in 60 seconds, with no impact to the homeowner’s credit score. Acorn Finance uses an initial soft credit inquiry to provide access to competitive, fixed-rate loans through a fast and easy online process.
What types of lending options are available?
Depending on the lender that fits you best, you may be offered a personal loan or personal line of credit.
A personal loan lets you borrow money now and pay it back over time with fixed monthly payments. Personal loans have fixed rates of interest and typically have terms ranging from 2 to 12 years. They may be unsecured (no collateral) or secured (collateral required).
A personal line of credit allows you to borrow at any time based on a preset limit. As long as your account is open and your credit remains in good standing, you can borrow up to the maximum amount and pay interest only on the amount you actually borrow.
How much can be borrowed?
Acorn Finance's network of lenders offers loans from $2,000 to $100,000 for qualified borrowers.
What can the funds be used for?
Anything. For instance, your purchase with us.
How long does it take to get approved?
Qualified applicants can be approved quickly during business hours and may receive their funds as soon as within 1 business day.
Are there any fees?
Acorn Finance's lenders charge no penalties for early repayment, and no processing fees on loans of more than $40,000. If you borrow less than $40,000, some lenders may charge an origination fee between 1-6%. You’ll see no-fee options clearly highlighted on your offers pages, so you can make a fully informed choice.
Can a co-borrower be included?
Yes. Co-borrowers are encouraged to apply, and can be added immediately after the initial applicant submits their information.
Does Acorn Finance cover all 50 states?
Acorn Finance is available online in the United States Via internet-connected smartphones, tablets and personal computers nationwide except for in NV and MA – so far! You can check the current coverage area at https://www.acornfinance.com/acorn-finance-coverage/ to make sure your state is included.
0% Credit Card Promotions
Some homeowners prefer to use promotional credit cards to fund parts of their project. These typically offer:
- 0% APR for 12 to 18 months
- No annual fees
- Fast online approvals