Flexible Financing for Projects You’ll Love

Explore your options for building, remodeling or refreshing your space—without the stress.

Project Financing

Financing Options Made Simple

At Combs Design & Build, we believe great construction shouldn't be delayed by complicated financing. That's why we've partnered with Acorn Finance to offer fast, flexible personal loan options for home projects of all sizes. We also encourage homeowners to explore 0% interest credit card promotions for smaller projects or short‑term needs. Both paths can help you move forward with confidence.

Check Your Rate in 60 Seconds

No impact to your credit score · Loans up to $100,000

General Questions

General Financing FAQs

What financing options do you offer?

We've partnered with Acorn Finance to provide fast, simple personal loan options for home projects of all sizes. You can explore offers from multiple lenders without affecting your credit score.

Can I use a 0% interest credit card?

Yes. Many clients choose to fund part of their project with a new credit card offering a 0% promotional rate for 12–18 months. This is a great short-term option for smaller scopes or to bridge gaps in longer-term financing.

Do you offer in-house financing?

Yes, in select cases. We offer in-house financing for homeowners preparing to sell and needing pre-listing upgrades or inspection repairs. Payment for this type of project is due at settlement and approval is handled case-by-case.

How do I apply for financing?

For loans through Acorn Finance, you can check rates and get pre-qualified in under 60 seconds — right from our site — with no impact to your credit score. For credit card financing, apply directly through the issuer's secure application form.

Can I use my own lender or a home equity loan?

Absolutely. If you already have a lender you like or plan to use a HELOC or home equity loan, we'll coordinate with your timeline and provide the documentation you need to move forward.

Why Acorn Finance

With Acorn Finance, You Can

Acorn Finance Details

Acorn Financing FAQs

How do I apply with Combs Design & Build through Acorn Finance?

You can apply directly through Acorn's secure portal. The process takes less than a minute and doesn't affect your credit score.

Who is Acorn Finance?

Acorn Finance is a lending marketplace where premier lenders pre-qualify customers for personalized loan options in just 60 seconds. Acorn performs a soft credit inquiry and provides access to competitive, fixed-rate loans through a fast and easy online process.

What types of lending options are available?

You may be offered a personal loan or a personal line of credit.

Personal loans let you borrow money now and pay it back over time with fixed monthly payments. Terms typically range from 2 to 12 years, and rates may be secured or unsecured.

Personal lines of credit allow you to borrow funds as needed up to a preset limit and pay interest only on the amount you use.

How much can be borrowed?

Acorn's network of lenders offers loans from $2,000 to $100,000 for qualified borrowers.

What can the funds be used for?

Anything related to your project with us — construction, remodeling, or improvements.

How long does it take to get approved?

Qualified applicants are often approved quickly during business hours and may receive funds as soon as within one business day.

Are there any fees?

Acorn's lenders charge no penalties for early repayment and no processing fees on loans over $40,000. For smaller loans, some lenders may charge an origination fee between 1%–6%; any fees are clearly highlighted so you can make an informed choice.

Can a co-borrower be included?

Yes. Co-borrowers are encouraged to apply and can be added immediately after the initial applicant submits their information.

Does Acorn Finance cover all 50 states?

Acorn is available online across the United States except for Nevada and Massachusetts. Check their coverage page to confirm eligibility.

Alternative Option

0% Credit Card Promotions

Some homeowners prefer to use promotional credit cards to fund parts of their project. These typically offer 0% APR for 12 to 18 months, no annual fees, and fast online approvals. We're building a list of recommended cards — stay tuned or contact us for suggestions.